Available Financial Aid Options
Educational Loans for U.S. Citizens & Permanent Residents
Student loan options are available for US Citizens and Permanent Residents of the US to cover the full cost of attendance of the Doctor of Medicine program.
Eddy Loan
Eddy Loan is a private student loan program specifically designed for medical students in the United States and Puerto Rico. Backed by an FDIC-insured bank, this program offers tailored financial solutions to support aspiring physicians in achieving their dreams.
Key Features:
- Convenient online application process.
- Available to medical students from all 50 US states, including Puerto Rico.
- Borrow up to the Cost of Attendance.
- Choose from multiple repayment terms with competitive interest rates.
- Up to 10 years to repay with no prepayment penalties.
- Refinancing options are available.
- No co-signer requirement.
Eligibility Requirements:
- Must be an accepted full-time medical student.
- Must be a US citizen or permanent resident.
- A downpayment of up to $500, required upon application approval, will be applied toward the loan balance.
Once accepted to UHSA, you will be able to complete your application with Eddy Loan.
If you have any questions, please contact the Office of Financial Aid at financialaid@uhsa.edu.ag.
Important Borrower Information:
Students should obtain their credit scores from all three major credit bureaus to ensure their credit rating is based on the most current and accurate data. You’re entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. The only federally authorized source for obtaining your free annual credit report is annualcreditreport.com. Credit reports may also be available via your bank, credit union, or credit card provider.
Walden Degree Financing
- Enrolled students may apply for US federal aid to pay for educational expenses.
- Walden provides UHSA students a 25 percent reduction in tuition for their second degree.
- Students can choose from an array of degree programs in areas of study such as Business and Management, Public Health and Health Sciences, Public Policy and Administration, and more.
In-school deferment for previous student loans
UHSA does not receive or participate in Title IV Funding (anything requiring a FAFSA application). As such, previous student loans might not qualify for in-school deferment. Deferment forms usually require a federal school code. If you submit a deferment form to the Registrar, it will be processed without the school code and sent to your lender, but approval is not assured. If your deferment isn’t approved, you may be able to apply for forbearance instead.
If you have additional questions, please email the Student Financial Aid Department at financialaid@uhsa.edu.ag.
Flexible Tuition Payment Options
Installment Plan for Term Tuition Payments
Down payment requirements
- Term (I-IV) Basic Sciences – 5,496
- Term (VI) Review – 4,750
- Term (VII-X) Clinical Sciences – 6,436
Apply by completing the Tuition Payment Agreement.
Canadian Loan Programs
Federal and Provincial Student Loans for Canadian Students
The University of Health Sciences Antigua is recognized by the Canadian Ministry of Education, allowing most students to access Canadian federal loans, provincial loans, and federal grants. The Canada Student Loans Program (CSLP) provides financial assistance to both full-time and part-time post-secondary students through loans, grants, and repayment support. CSLP operates in partnership with most provinces and territories, though Quebec and the Northwest Territories manage their own financial aid programs.
While enrolled and maintaining satisfactory academic progress as defined by their respective province, students benefit from interest-subsidized loans funded by the Canadian government. Below are links to the financial aid resources for each province. When applying for funding, students must use UHSA’s designated school code [ZPAS].
- Alberta Student Financial Assistance
- British Columbia Student Financial Aid
- Manitoba Student Aid
- Newfoundland Student Financial Assistance
- Nova Scotia Student Assistance
- Northwest Territories Student Financial Assistance
- Ontario Student Assistance Program
- Quebec Student Financial Assistance Programs
- Saskatchewan Student Loan Program
Canada Student Line of Credit
To supplement the financing of their education, students usually apply for a professional line of credit available through banks in Canada. Credit lines can be approved for between $150,000 and $500,000, depending on the bank you choose to apply with. Please note all banks will require a co-signer and usually provide the option to defer principal payments until graduation to allow residency, etc.
Student Lines of Credit are available from the Royal Bank of Canada, Bank of Montreal, TD Canada Trust, and others. The following links may be helpful:
African Loan Programs
8B Student Loan Program
Provides African students with financing to assist with their medical education and expenses. Students who are also citizens of non-African countries are not eligible.
- To qualify, applicants must provide the following:
- National Identity Document or Passport copy for proof of being from an eligible African country*.
- Bank Statement with the last two months of transactions.
- Two references from family members or close acquaintances.
- UHSA acceptance letter.
- A short essay regarding post-graduate plans: the short essay is very important for approval.
- If you have questions, email support@8b.finance.
- *Eligible countries include all African countries except the Central African Republic, Libya, Somalia, and Sudan (not South Sudan).
