Medical School Financial Aid
U.S. Loan Programs
Investing in your medical education is a major step toward your future, and we’re here to support you every step of the way. Our commitment is to help you explore financial aid options designed to make medical school accessible and affordable.
With multiple financing solutions available, you can focus on your education while we help you navigate the path to covering your tuition and related costs.
The Eddy Loan
The Eddy Loan program is a private financing solution designed to help aspiring physicians achieve their goals. With competitive rates and flexible terms, it provides the financial support students need to concentrate on their medical education.
Accepted students are automatically pre-qualified, ensuring a seamless and accessible application process.
Key Features:
- Easy online application
- Borrow up to the Cost of Attendance
- Up to 10 years to repay with no prepayment penalties
- Multiple repayment options with competitive interest rates
- Refinancing options available
- No co-signer required
Eligibility Requirements:
- Must be an accepted full-time student
- Must be a U.S. citizen or permanent resident
- Must maintain satisfactory academic progress
Use the link below to explore your options and apply:
If you have additional questions, please email the Office of Financial Aid at financialaid@uhsa.edu.ag.
Walden Degree Financing
Through UHSA’s partnership with Walden University, a US regionally accredited online university, students can pursue a second program of study that will complement their medical studies and give them a leg up as they start their medical careers.
- Eligible students can apply for US Federal Student Aid to pay for educational expenses.
- Walden offers UHSA students a 25 percent reduction in tuition for their second degree.
- Students can select from a diverse range of degree programs across various fields, including Public Health and Health Sciences, Public Policy and Administration, Business and Management, and many others.
Important Borrower Information:
Students should check their credit scores from all three major bureaus to ensure accuracy. You’re entitled to one free credit report per year from each bureau at AnnualCreditReport.com, the only federally authorized source. Reports may also be available through your bank, credit union, or credit card provider.
In-school deferment for previous student loans
UHSA does not receive or participate in Title IV Funding (anything requiring a FAFSA application). As such, previous student loans might not qualify for in-school deferment. Deferment forms usually require a federal school code. If you submit a deferment form to the Registrar, it will be processed without the school code and sent to your lender, but approval is not assured. If your deferment isn’t approved, you may be able to apply for forbearance instead.
Flexible Tuition Payment Options
Installment Plan for Term Tuition Payments
Down payment requirements
- Term (I-IV) Basic Sciences – 5,496
- Term (VI) Review – 4,750
- Term (VII-X) Clinical Sciences – 6,436
Apply by completing the Tuition Payment Agreement.
Canadian Loan Programs
Federal and Provincial Student Loans for Canadian Students
The University of Health Sciences Antigua is recognized by the Canadian Ministry of Education, allowing most students to access Canadian federal loans, provincial loans, and federal grants. The Canada Student Loans Program (CSLP) provides financial assistance to both full-time and part-time post-secondary students through loans, grants, and repayment support. CSLP operates in partnership with most provinces and territories, though Quebec and the Northwest Territories manage their own financial aid programs.
While enrolled and maintaining satisfactory academic progress as defined by their respective province, students benefit from interest-subsidized loans funded by the Canadian government. Below are links to the financial aid resources for each province. When applying for funding, students must use UHSA’s designated school code [ZPAS].
- Alberta Student Financial Assistance
- British Columbia Student Financial Aid
- Manitoba Student Aid
- Newfoundland Student Financial Assistance
- Nova Scotia Student Assistance
- Northwest Territories Student Financial Assistance
- Ontario Student Assistance Program
- Quebec Student Financial Assistance Programs
- Saskatchewan Student Loan Program
Canada Student Line of Credit
To supplement the financing of their education, students usually apply for a professional line of credit available through banks in Canada. Credit lines can be approved for between $150,000 and $500,000, depending on the bank you choose to apply with. Please note all banks will require a co-signer and usually provide the option to defer principal payments until graduation to allow residency, etc.
Student Lines of Credit are available from the Royal Bank of Canada, Bank of Montreal, TD Canada Trust, and others. The following links may be helpful:
African Loan Programs
8B Student Loan Program
Provides African students with financing to assist with their medical education and expenses. Students who are also citizens of non-African countries are not eligible.
- To qualify, applicants must provide the following:
- National Identity Document or Passport copy for proof of being from an eligible African country*.
- Bank Statement with the last two months of transactions.
- Two references from family members or close acquaintances.
- UHSA acceptance letter.
- A short essay regarding post-graduate plans: the short essay is very important for approval.
- *Eligible countries include all African countries except the Central African Republic, Libya, Somalia, and Sudan (not South Sudan).
